Central vs. State Pension Schemes
India's old age social security operates at two levels: the central government provides IGNOAPS (Indira Gandhi National Old Age Pension Scheme) at ₹300–500/month, while states add their own top-ups, making the actual pension received vary significantly from ₹600 (MP) to ₹3,500 (Andhra Pradesh).
National Social Assistance Programme (NSAP)
NSAP, administered by the Ministry of Rural Development, covers five components: Old Age (IGNOAPS), Widow (IGNWPS), Disability (IGNDPS), Family Benefit Scheme (NFBS), and Annapurna. Our tools focus specifically on the old age pension component alongside state supplements.
Direct Benefit Transfer (DBT)
All state OAP disbursements occur via DBT directly to the beneficiary's bank or post office account. A valid bank account linked to Aadhaar is required across all states.
Explore
State Old Age Pension Eligibility
Each Indian state has its own Old Age Pension scheme layered on top of the central IGNOAPS. Use our checker to see the exact amount, income limits, and application portal for your state.
Explore →State Old Age Pension Eligibility Checker 2026
Check your eligibility for old age pension in any Indian state. Verified amounts, income limits, and application portals for 20 states — IGNOAPS + state top-up data.
Use Tool →Related Guides
Complete guide to state old age pension in India 2026. State-wise amounts (Bihar ₹400 to AP ₹3,500/m...